RV, Boat, & Motorcycle Loans

RV, Boat, & Motorcycle Loans

Hero overlay shape

Say Hello to FUN!

From the thrill of the open road to making waves on the water, we finance fun! If you're looking to buy an RV, boat, or motorcycle we have flexible financing options just for you.

Apply for a RV, Boat, or Motorcycle Loan

Product Details

  • Finance up to 100% of the purchase price including tax, tag, and title on boats and motorcycles
  • 5% down payment required on RVs
  • Terms up to 84 months for boats and motorcycles, and 15 years for RVs
  • Easy online application 
  • Competitive rates


Refinance with Hello

If you currently have an RV, boat, or motorcycle loan with another lender you may be able to refinance with Hello and enjoy lower rates. You could even free up some cash each month with lower payments.

Rates

Type
dividend Rate
Term
APY*
APR*
Min / Max balance
Notes
Recreational Vehicle (RV) - New
Term (Months)
Dividend Rate
Up to 180
APY*
APR*
Prime + a Margin of
7.99%
-
17.99%
Min/Max Balance
Notes
See Note 2
Recreational Vehicle (RV) - Used
Term (Months)
Dividend Rate
Up to 120
APY*
APR*
Prime + a Margin of
7.99%
-
17.99%
Min/Max Balance
Notes
See Note 2
Boat Loan
Term (Months)
Dividend Rate
Up to 84
APY*
APR*
Prime + a Margin of
7.99%
-
17.99%
Min/Max Balance
Notes
Motorcycle / Jet Ski Loan
Term (Months)
Dividend Rate
Up to 84
APY*
APR*
Prime + a Margin of
7.99%
-
17.99%
Min/Max Balance
Notes
See Note 1

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
3.44%
APY*
-
3.50%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

*APR = Annual Percentage Rate. Rates subject to change. Click to view complete listing of rates and effective date.

Note 1:  Maximum loan term depends on the financed amount, age of collateral, and credit experience of the borrower. In order to qualify for longer loan terms, members must finance at least $15,000 to request 61 to 72 months, and at least $25,000 to request 73 to 84 months.

Note 2: Maximum loan term depends on the financed amount, age of collateral, and credit experience of the borrower. In order to qualify for longer loan terms, members must finance at least $25,000 to request 15 years for new recreational vehicles or 10 years for pre-owned recreational vehicles. A 5% down payment is required for all borrowers. This requirement can be satisfied with a cash down payment or positive equity on their trade-in.