Annual Meeting on Tuesday, March 14, 2017

Bay Credit Union's Annual Meeting will be held Tuesday, March 14, 2017, at the Shaddai Temple, 1101 W. 19th Street.  Doors open at 6.  (12/13/16)


New Board Member

We would like to welcome Kelli Garrett, a local realtor, to the Board of Directors. (12/7/16)


No surcharge gift cards

Don't know what to buy that loved one that has everything? Purchase a Visa gift card with your Bay Credit Union credit card starting Friday November 25th through Friday December 23rd and all surcharge fees are waived.  Come in to any of our convenient branch locations and save on your Christmas shopping.

Offer limited to 5 cards while supplies last. (11/23/16)


Home Mortgage Center opens

Our Home Mortgage Center is now open at our Lynn Haven location.  Call directly at 850-814-7325 for help in refinancing your current home or purchasing a new one in Bay or surrounding counties.  Click here to apply for a mortgage (10/25/16)


Visa transaction alerts

For an option for cardholders to recieve transaction alerts on Visa products, go to



NSF notification change

We are speeding up notification of insufficient funds notifications (NSF) by exclusively sending them by eNotification in Netbranch.



Large Cash Transactions

Federal law requires us to report currency (cash or coin) transactions over $10,000 to the government.
Click here for more information



Auto Loans at 1.5%

Ask about our new low auto rate of 1.5% for a new loan or to refinance your current loan.



New counties added for membership

If you live or work in Bay, Gulf, Jackson, Walton or Washington counties, you may now be eligible to become a member of Bay Credit Union.



Refer a friend, earn up to $50 each

Refer a friend, neighbor, family member or co-worker for services and earn FAST CASH.
Click here for more details



For any issues please email