Routing #: 263281543
Member number plus 2 digit suffix
Checking Account # + 10 (12345610)
Savings Account # + 00 (12345600)
RECEIVING ABA# (or Routing #) 262090120
Corporate America Credit Union
4365 Crescent Road
Irondale, AL 35210
BENEFICIARY ABA# (or Routing #) 263281543
Bay Credit Union
601 Highway 231
Panama City, FL 32405
FINAL CREDIT TO:
(6 digits + 00 Savings or 10 Checking)
AccessBay Update - Instant Balance
For iPhone and Android users, our mobile banking app AccessBay has just updated to allow you to retrieve your account balances with one button click and no tedious login. Go there for a cheat sheet on how to setup AccessBay Instant Balance
Our Bay Checking Account is the account you will use every day!
The Golden Opportunity Checking and Savings Accounts, exclusive to our members age 55 and over and offer extra benefits (requirement of both savings and checking to receive Golden Opportunity status). Account benefits include:
You can use your VISA® Debit Card instead of cash or checks to make purchases online, or at most retail stores. We have four convenient locations to take cash from your account at those ATM’s. You may also get cash with NO FEE from our friends at Panhandle Educators Federal Credit Union and Innovations Federal Credit Union ATM’s as well as locations nationwide through the All point Network. Visit www.allpointnetwork.com for locations.
If you are planning to travel out of the area and plan to use your Bay Credit Union Visa Credit or Debit cards, eliminate potential VISA card hiccups by notifying us in advance. We would need to be notified of time and dates to help protect your card against fraud and a temporarily freeze on your card. Due to insurance regulations, we must receive this notification in writing.
How to notify us are:
You may do this by filling out a Travel Notification Form at one of our 4 branches, or you may log in to your online banking account and send us a secure message through the “Messages” section that states your dates of travel, location of travel, and the last 4 digits of the card or cards you would like opened for travel.
Understand your ability to withdraw funds at Bay Credit Union!
Our disclosure describes your ability to withdraw funds at Bay Credit Union. It only applies to the availability of funds in transactions accounts. The credit union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in the Funds Availability Policy. Please pick up a copy of the Funds Availability Policy at any of our branches.