False fraud phone calls

We have had reports of members being called stating that their credit card had been compromised and asking for his card number and other financial information.  The number on caller id was 850-628-6672.  This is not a valid phone number for Bay Credit Union nor any of our vendors.  (10/3/17)

______________________________

Equifax 9/12/17

Equifax announces a cybersecurity incident potentially impacting U.S consumers.  For more information, click here.

Home Equity Loans

Turn the equity in your house into cash for your home purchases.  Apply for a Home Equity Line of Credit (HELOC) today! (8/4/17)

______________________________

CardValet and Credit Cards

CardValet now works for both debit and credit cards.  Get the same instant alerts for your credit card that you get with your debit card.  Just add your credit card into the same app and help protect them both with your phone.  (5/31/17)

______________________________

CardValet - Let your phone protect your wallet

Click here for CardValet demo

 Payment cards offer both convenience and risk. You can make purchases easily, but if your cards fall into the wrong hands, your personal accounts are vulnerable. Safeguard your information with CardValet, the mobile app that lets you protect your cards against fraud and theft by receiving real-time alerts to ensure your cards are used only by you. (5/1/17)

______________________________

 

New Board Member

We would like to welcome Kelli Garrett, a local realtor, to the Board of Directors. (12/7/16)

______________________________

Home Mortgage Center opens

Our Home Mortgage Center is now open at our Lynn Haven location.  Call directly at 850-814-7325 for help in refinancing your current home or purchasing a new one in Bay or surrounding counties.  Click here to apply for a mortgage (10/25/16)

_________________________________

NSF notification change

We are speeding up notification of insufficient funds notifications (NSF) by exclusively sending them by eNotification in Netbranch.

 

(7/15/16)

Large Cash Transactions

Federal law requires us to report currency (cash or coin) transactions over $10,000 to the government.
Click here for more information

 

(4/22/16)

New counties added for membership

If you live or work in Bay, Gulf, Jackson, Walton or Washington counties, you may now be eligible to become a member of Bay Credit Union.

 

(2/1/16)

Refer a friend, earn up to $50 each

Refer a friend, neighbor, family member or co-worker for services and earn FAST CASH.
Click here for more details

 

(10/8/14)

Privacy Policy

Bay Credit Union Privacy Disclosure

At Bay Credit Union, your privacy is a top priority. This notice describes how we protect the privacy of your personal information. Throughout this notice, the word "information" refers to personal information about you that may not be publicly available.

We collect information about you and our former members from the following sources:

Applications and other forms you submit to us; Your transactions with us, our affiliates, or others; Representations made by other people regarding an employment, credit or other relationship with you; Consumer reporting agencies.

We may disclose all of the information that we collect, as described above.

We may disclose information about you and our former members except as permitted or required by law to the following types of third parties:

Financial service providers, such as those that provide mortgage, securities, credit card, insurance services, and market research.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of the information we provide to them.

We may also disclose information about you under other circumstances, as permitted or required by law.

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state laws regulations to guard your information.

USA PATRIOT Act

IMPORTANT INFORMATION ABOUT THE PROCEDURES USED TO OPEN AN ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What does that mean for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your State of Florida Drivers license or ID, or Military ID with out of state Drivers license. We May also ask for other identifying documents.


For any issues please email complaint@baycu.com