Home Equity Loans

Turn the equity in your house into cash for your home purchases.  Apply for a Home Equity Line of Credit (HELOC) today! (8/4/17)

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CardValet and Credit Cards

CardValet now works for both debit and credit cards.  Get the same instant alerts for your credit card that you get with your debit card.  Just add your credit card into the same app and help protect them both with your phone.  (5/31/17)

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CardValet - Let your phone protect your wallet

Click here for CardValet demo

 Payment cards offer both convenience and risk. You can make purchases easily, but if your cards fall into the wrong hands, your personal accounts are vulnerable. Safeguard your information with CardValet, the mobile app that lets you protect your cards against fraud and theft by receiving real-time alerts to ensure your cards are used only by you. (5/1/17)

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New Board Member

We would like to welcome Kelli Garrett, a local realtor, to the Board of Directors. (12/7/16)

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Home Mortgage Center opens

Our Home Mortgage Center is now open at our Lynn Haven location.  Call directly at 850-814-7325 for help in refinancing your current home or purchasing a new one in Bay or surrounding counties.  Click here to apply for a mortgage (10/25/16)

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NSF notification change

We are speeding up notification of insufficient funds notifications (NSF) by exclusively sending them by eNotification in Netbranch.

 

(7/15/16)

Large Cash Transactions

Federal law requires us to report currency (cash or coin) transactions over $10,000 to the government.
Click here for more information

 

(4/22/16)

New counties added for membership

If you live or work in Bay, Gulf, Jackson, Walton or Washington counties, you may now be eligible to become a member of Bay Credit Union.

 

(2/1/16)

Refer a friend, earn up to $50 each

Refer a friend, neighbor, family member or co-worker for services and earn FAST CASH.
Click here for more details

 

(10/8/14)

Contact Us

Panama City (Main) Office

Hours of Operation


Monday - Thursday
8:30 to 4:30 Lobby
8:00 to 4:30 Drive Thru

Friday
8:30 to 5:00 Lobby
8:00 to 5:00 Drive Thru

Saturday
8:00 to 12:00
Drive thru only

601 Highway 231
Panama City, FL 32405
Get Directions >>

Telephone: 850-785-6103
Fax: 850-747-9237
Email: memberservices@baycu.com

Callaway Branch

Callaway Branch

Hours of Operation


Monday - Thursday
8:30 to 4:30 Lobby
8:00 to 4:30 Drive Thru

Friday
8:30 to 5:00 Lobby
8:00 to 5:00 Drive Thru

103 South Tyndall Parkway
Panama City, FL 32404
Get Directions >>

Telephone: 850-785-6103
Fax: 850-763-4197
Email: callaway_office@baycu.com

Beach Branch

Beach Branch

Hours of Operation


Monday - Thursday
8:30 to 4:30 Lobby
8:30 to 4:30 Drive Thru

Friday
8:30 to 5:00 Lobby
8:30 to 5:00 Drive Thru

7713 Front Beach Rd.
Panama City Beach, FL 32408
Get Directions >>

Telephone: 850-785-6103
Fax: 850-230-3765
Email: beach_office@baycu.com

Lynn Haven

Lynn Haven Branch

Hours of Operation


Monday - Thursday
8:30 to 4:30 Lobby
8:00 to 4:30 Drive Thru

Friday
8:30 to 5:00 Lobby
8:00 to 5:00 Drive Thru

1302 Ohio Avenue
Lynn Haven, FL 32444
Get Directions >>

Telephone: 850-785-6103
Fax: 850-230-3765
Email: Lynnhaven_office@baycu.com


For any issues please email complaint@baycu.com