Rates

Term Share Certificates Share Rates Loan Rates Fee Schedule

Effective as of: SEPTEMBER 1, 2018
 
CREDIT UNION MEMBERSHIP
SITUATIONFEEDETAILS
Membership Share $5.00Par value; Must purchase five (5) shares
SAVINGS ACCOUNT FEE
SITUATIONFEEDETAILS
Savings Dormant Account Fee$5.00Per month if no other activity in relationship accounts after one (1) year and is under $100.00. **Excludes Buddy Bear Accounts**
Savings, Club, Money Market, and IRA Savings Accumulator Transaction Fee$3.00Per withdrawal/transfer if over three (3) withdrawals/transfers per month
Returned Deposit Item Fee$5.00Per Item
Returned Deposit Item Fee$50.00Self to Self Checks (Per Item)
 
CHECKING ACCOUNT FEE
SITUATIONFEEDETAILS
Checking Dormant Account Fee $5.00Per month if no other activity in relationship accounts after one (1) year and is under $100.00.
NSF Fee$30.00Per item
Returned Deposit Item Fee$5.00Per item
Returned Deposit Item Fee$50.00Self to Self Checks (Per Item)
Check Printing FeeVariesPrices may vary depending on style
Stop Payment Fee$20.00 If done by Credit Union
$10.00If done by Telephone Teller or Internet
Overdraft Protection Fee$3.00If over three (3) transfers per month
 
CARD FEE
SITUATIONFEEDETAILS
Debit Card$10.00Replacement card if lost or damaged / $0.00 If due to Fraud
Rush Order for Debit/Credit CardActual Cost
Gift Cards$3.00Per card
 
OTHER SERVICE FEES(Applicable to all accounts)
SITUATIONFEEDETAILS
Account Closing Fee $25.00 If closing account within six (6) months of account opening.
Abused Account Fee
Bad Address Fee$5.00Per month
Account Research Fee$15.00Per hour with minimum charge of $5.00 PLUS $1 per page printed
Account Histories Printout Fee$1.00Per page
Statement Copy Fee$1.00Per Page
Check Copy - Copy of Paid Draft Fee$5.00Per item
Fax Fee - Members Only$2.00Per page - Incoming / Outgoing
Official Checks / Cashier Check$3.00Per Check – (Golden Opportunity – 1 Free per day, each additional $3.00 per check)
Money Order Fee$2.00 Per MO (Golden Opportunity – 1 Free per day, each additional $2.00 per money order)
Paper Statement Fee$2.00Per month – (Golden Opportunity – No Charge)
Levy and/or Garnishment Fee$50.00
 
COLLECTIONS
SITUATIONFEEDETAILS
Loan Hardship ExtensionN/APer Loan - One (1) extension per loan per year.
Skip Pay$25.00Per Loan Two (2) Skip Pay per loan year
Convenience Fee$5.00Loan payments made by phone using a Visa or MasterCard.
 
ELECTRONIC FUNDS TRANSFER FEES
SITUATION FEEDETAILS
ATM NSF Fee $30.00Per item
ACH Stop Payment Fee$20.00Per ACH transaction
Foreign ACH Posting
Wire Transfer Fee$5.00Per incoming transfer
Wire Transfer Fee$20.00Per outgoing transfer
Popmoney$.603-day delivery, per outgoing transaction
$1.25Next day delivery, per outgoing transaction
$.603-day delivery, per incoming transaction
 
SAFETY DEPOSIT BOX FEES
SITUATION FEEDETAILS
Annual Rental$20.00 Size: 3 x 5
Annual Rental$30.00Size: 3 x 10
Annual Rental$40.00Sixe: 5 x 1
Annual Rental$80.00Sixe: 10 x 10
Replacement Key FeeAt Cost
Drilling FeeAt Cost
 
BUSINESS ACCOUNT
SITUATIONFEEDETAILS
SavingsDeposit of $30.00 to open account
CheckingDeposit of $50.00 to open account
Transaction Fee$0.10Per transaction in excess of 100 – First 100 transactions per month are free


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