LOANS
Auto / Boats / RV’s / Motorcycles
You can get a loan just about anywhere, but nobody does it like Bay Credit Union. With great rates, professional and friendly representative to help you with all your lending needs.
Auto Loans
Great rates on New and Used Cars and Trucks!
- Terms up to 84 months
- Up to 100% MSRP or NADA
- GAP (Guaranteed Asset Protection)
- Bay Debt Protection ( Life / Disability / Unemployment)
- Mechanical breakdown coverage
Apply Now
Boat Loans
New and Used
- Terms up to 120 months
- Great LOW rates
- GAP (Guaranteed Asset Protection)
- Bay Debt Protection (Life / Disability / Unemployment)
Apply Now
RV / Campers
New and Used
- Finance up to 115% of the NADA value
- GAP (Guaranteed Asset Protection)
- Bay Debt Protection ( Life / Disability / Unemployment)
Apply Now
Motorcycles
New and Used
- Finance up to 115% of the NADA value
- GAP (Guaranteed Asset Protection)
- Bay Debt Protection ( Life / Disability / Unemployment)
Apply Now
Other Loan Types
Line of Credit
A Personal Line of Credit can help you get the funds you need.
- No Annual Fee
- Simple advance by phone, online or in person
- Flexibility to borrow funds when needed
Signature Loan
- Low monthly payment, low interest rates
- Borrow from $500 to $10,000, depending on your creditworthiness
- No collateral required
Apply Now
Mortgages
Home Purchases / Home Equity Line of Credit
Whether you are a first time buyer or looking to capitalize on your home's equity, let us help you make the most of homeownership with an affordable Mortgage or Home Equity Line of Credit!
Home Purchases
- Conventional
- FHA Loan
- VA Loan
- USDA Rural Loan
Home Equity Lines of Credit
Bay Credit Union has a great Home Equity Line of Credit Program!
- We lend up to 90% of the value of your home
- Comfortable terms up to 15 years
Give us a call to discuss options!