Contact Us

Location and Hours of Operations

Panama City (Main) Office

Main Office Temporary Facility

Mon- Thursday 8:00 AM – 4:30 PM
Friday 8:00 AM – 5:00 PM
Closed Saturday

Telephone:850-785-6103
Fax: 850-785-5926
Email: memberservices@baycu.com

Panama City, FL 32405
601 Highway 231, Panama City, FL 32405
Get Directions >>


Callaway Branch

Lobby Hours

Mon- Thursday 8:30 AM – 4:30 PM
Friday 8:30 AM – 5:00 PM

Drive Thru Hours

Mon- Thursday 8:00 AM – 4:30 PM
Friday 8:00 AM – 5:00 PM
Saturday
(Drive thru only)
8:00 AM – 12:00 PM

Telephone:850-785-6103
Fax: 850-763-4197
Email: callaway_office@baycu.com

Panama City, Fl 32404
103 South Tyndall Parkway, Panama City, FL 32404
Get Directions >>

Beach Branch

Lobby Hours

Mon- Thursday 8:30 AM – 4:30 PM
Friday 8:30 AM – 5:00 PM

Drive Thru Hours

Mon- Thursday 8:30 AM – 4:30 PM
Friday 8:30 AM – 5:00 PM
Saturday
(Drive thru only)
8:00 AM – 12:00 PM

Telephone:850-785-6103
Fax: 850-230-3765
Email: beach_office@baycu.com

Panama City
7713 Front Beach Rd, Panama City Beach, FL 32407
Get Directions >>

Lynn Haven

Lobby Hours

Mon- Thursday 8:30 AM – 4:30 PM
Friday 8:30 AM – 5:00 PM

Drive Thru Hours

Mon- Thursday 8:00 AM – 4:30 PM
Friday 8:00 AM – 5:00 PM

Telephone:850-785-6103
Fax: 850-248-1091
Email: lynnhaven_office@baycu.com

Lynn Haven
1302 Ohio Avenue, Lynn Haven, FL 32444
Get Directions >>


If you should have any questions, concerns or need to talk with one of our friendly representative you can reach us at 850-785-6103 during regular business hours or www.baycu.com and sign in to your secure Netbranch account.

Telephone Teller

Telephone Teller: 24-Hours a day, 7-days a week (1-866-728-9678)

Routing Number: 263281543

When e-mailing to the credit union please do NOT include any sensitive/confidential information as e-mail is an unsecure communication method.

LOST / STOLEN Debit or Credit Cards?

Visa Debit Cards

Call Center
Lost or Stolen
Fraud Disputes
Activate or Change Pin #

Visa Credit Cards

Call Center
Lost or Stolen
1-844-267-8390 Option 1, Option 1
Fraud Disputes

1-844-267-8390 Option 1, Option 5



NCUA
Lender
NCUA Lender